Are you dreaming of owning a home in Tampa, Florida? If so, you're in luck! The City of Tampa and the Florida Housing Finance Corporation (Florida Housing) offer several programs and grants to help you make your dream come true. The Dare to Own the Dream Homeownership Program, run by the Housing Finance Authority (HFA), provides down payment assistance and closing costs to first-time homebuyers who meet income requirements. This program is designed to help those who work and serve in the community purchase a primary residence. Florida Housing also offers several down payment and closing cost assistance programs for first-time homebuyers or anyone who hasn't owned or occupied a home in three years.
These programs include the Florida First program for federally backed loans and the HFA's conventional loan programs. If you're interested in taking advantage of these homeownership assistance programs, it's important to understand the eligibility requirements and application process. You'll need to provide proof of income, credit score, and other financial documents. Additionally, you'll need to meet certain income requirements to qualify for these programs.
It's also important to note that these programs are only available for properties within the Tampa city limits. If you're looking to purchase a home outside of Tampa, you may need to look into other options. If you're ready to take the plunge into homeownership, these programs can help make it possible. With the right guidance and assistance, you can make your dream of owning a home in Tampa a reality.